It’s never too early to start saving for Christmas.

Make sure the holidays are a time of joy and celebration, not a time of stress. With a Christmas Club account, you can set aside a little money throughout the year so when the holidays arrive, you have the funds available.

• Set aside year-round for the perfect Christmas*
• Interest earned on entire balance*
• Earnings accrued and paid out annually in November
• Funds distributed mid-November
• No monthly fee or minimum balance
• $50 minimum deposit to open
• $20 minimum to earn interest

*Withdrawals are prohibited and the balance cannot exceed $6,000.00. If a withdraw is made prematurely then the account will revert to the current Basic Savings account rate.

Open your account today and start savings

FAQ

What is a Christmas Club account?

• It’s a special savings account designed to help you save specifically for the holiday season.

How do I start saving with the Christmas Club?

• Simply open an account with Security State Bank. $50.00 minimum deposit to get started.

When will I receive my saved funds?

• Your savings and the earned interest is disbursed to you on or around the 15^th of every November. Funds are disbursed via check or ACH deposit issued to the primary account owner.

Can I withdraw funds before the disbursement date?

• Yes, but the account will revert to the current basic savings account rate.

Do I need to open a new account every year?

• No, the beauty of the Christmas Club is its continuity. Your account is available for use year after year.

How is the interest on my savings calculated?

• We offer competitive interest rates on the Christmas Club account, helping you grow your savings fast.

Is there a monthly fee for the Christmas Club account?

• No, there’s no monthly service charge for this account.

How can the Christmas Club help me avoid debt?

• By saving a little at a time throughout the year, you can avoid relying on credit or loans during the holiday season.

Can I manage my Christmas Club account online?

• Absolutely! We offer online and mobile banking for your convenience.

Who can I speak to for more information?

• Our knowledgeable staff in all our locations are always eager to assist. Reach out to us anytime!

Holiday Tip!

You can also earn extra help with holiday purchases by maximizing your debit card rewards. Earn points on your everyday purchases that you can redeem for merchandise, gift cards, and more.

To learn more or to register your debit today